We all know raising a child can be expensive. Some research has shown, the cost of raising a child to age 18 in the UK looks to vary dependant on whether it’s a girl or boy, with boys coming in at £79,176 and girls a staggering £108,884.

As a parent you are committed to doing all you can for your children – now and for their future but it’s estimated half of parents don’t have a financial protection plan in place­.

Nobody wants to think about the possibility of getting ill or being made redundant but having a contingency plan, such as life insurance or income protection in place offers you peace of mind should something unexpected happen.