Some things are more reliable than others - monthly bills, for example. Young or old, single or married, we all have financial obligations to meet each month; be it luxuries, like a satellite TV subscription or mobile phone contract, or the real essentials – like keeping a roof over your/your family’s head.
But some things - like our long-term health - can be less reliable. For instance, one in two people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime.
If you became critically ill and unable to work, those monthly expenses would still need to be covered if you wanted to maintain your lifestyle. Ask yourself: could you cope financially?
To ensure you and your family are financially protected, I strongly recommend you review your protection needs at the earliest opportunity.