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Email: info@futureperfectfs.co.uk

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Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Personal Finance

The short-term fixed rate bond and easy access savings charts have been very volatile this week, with top rates disappearing quickly
Marcus, which launched to much fanfare in summer 2018, has cut the rate from 1.5% and the beginning to 1.3, 1.2 and then 1.05%, and this marks its deepest change yet.
Independent review of Hargreaves Lansdown fund platform. Unbiased Hargreaves Lansdown SIPP review. Vantage ISA review and what to check before you invest
After its manager Alastair Mundy of Ninety One took a leave of absence due to ill health in April, Temple Bar Investment Trust has appointed Nick Purves and Ian Lance of RWC to run the trust going forward.